Kikoff Credit Builder Line of Credit Review

Kikoff is designed for those who need to establish or reestablish credit. You build a credit history through Kikoff by buying low-cost items at its store and then paying them off – interest-free – while Kikoff reports your payment history to the three credit bureaus. This is a good option for those with no credit history because Kikoff does not perform a credit check. However, you can only use your credit line to buy Kikoff’s financial literacy products. If you’re not interested in their products, make sure that you’re okay with paying the monthly service to build your credit.